Exclusive Doctor
Home Loans

We help save doctors an average of $80,000 on the lifetime of their mortgage. Find out how we can achieve the same outcome for you!*

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Our Lenders

We Help Doctors Get The Best Home Loans

Doctor Home Loans is a mortgage broker specialising in helping doctors secure home loans. Our team of experienced mortgage brokers is dedicated to finding the best financing solution for medical professionals like you.

Whether you’re a first-time homebuyer or looking to refinance your current mortgage, we have the expertise to find the perfect solution for you. Let Doctor Home Loans take the stress out of securing a home loan so you can focus on what matters most – your patients and your family.

Backed By The Mortgage Pros

At Doctor Home Loans, our clients are backed by a team of industry-leading, award-winning mortgage professionals.

Our mortgage brokers have years of experience and are highly skilled in finding the best home loan solutions for medical professionals like you. We are committed to providing excellent customer service and work diligently to ensure that you have a smooth and stress-free home loan experience.

In addition, we’re also the home of Australia’s top 100 mortgage brokers, with 5 of our senior brokers in the top 100. When you choose Doctor Home Loans, you can trust that you are in good hands and that your home loan needs are being taken care of by the best in the industry.

Special Home Loan
Deals & Rates For Doctors

Exclusive Rates

We specialise in finding the best, most exclusive mortgage rates for medical professionals. Access our doctor-only home loan rates!

Waived LMI

Save on Lenders Mortgage Insurance (LMI) thanks to our exclusive waiving options, saving you thousands over the life of your home loan.

No Annual Fees

With our waived annual fees, you keep more money in your pocket and enjoy the peace of mind that comes with knowing you have the best deal on your mortgage.

Cash Back Deals

You deserve a home loan provider that rewards you for your hard work. We put more money back into your pocket through the best-paying cash back deals.

We Help All
Medical Practitioners

Doctors

Dentists

Veterinarians

Registered Nurses

Physiotherapists

Pharmacists

Chiropractors

Optometrists

Meet Our Brokers

Russel Munfaredi
MD & Owner

Eric Yeo
Senior Broker

Peter Ha
Senior Broker

Harry Cui
Senior Broker

Hank Hong
Senior Broker

William Thai
Founder

600+ 5 Star Verified Reviews

“Eric has been a breeze to work with – he was professional, always very responsive and friendly. He went out of his way to make himself available to fit our work schedule – including on a weekend. I highly recommend him to anyone looking for a good deal and quick turn around”

Dr Daisy Frankcombe
Resident

“Eric at Mortgage Pro has been extremely knowledgeable and helpful especially for me a first time home buyer health professional. He is very proactive and goes above and beyond in helping me secure a loan at a competitive rate. Not only that, he also has been very helpful in answering my questions about purchasing real estate in Australia . I highly recommend Mortgage Pros!”

Dr Wendy Chang
Resident

“Peter Ha is my broker and he has been amazing. I don’t know if he sleeps or not but he is always there for me when there is any new development/process along the way. His call with answers comes in even before I have a question to ask. I really appreciate that. Not to mention the great rates he has got for me and how easy the process he has made it seem to be, backed up by his wealth of expertise. Thank you Peter.”

Dr Tao Yang Specialist
Pathologist

“Peter Ha was very knowledgeable about the entire process of buying our dream home as a junior doctor recently granted PR, and was honest with us about the requirements for buying and did everything to compress timeframes. Peter never faltered in chasing things up and did everything in his power to make sure we were able to make an unconditional offer by the time of the auction despite a very short turnaround! He was very accessible and transparent with us throughout the whole process as buyers, even taking time to call us after hours and on weekends when we had questions. We would not hesitate to work with him again in future and have nothing but positive things to say!”

Dr Catharine McKay
Psychiatry Registrar

“Peter and the team at Mortgage Pros have been absolutely phenomenal in guiding us through our initial home loan and subsequent re-financing. They are pro-active, organised, quickly responsive and ensured we got the absolutely best deal possible. Because of Peter’s enthusiasm, and relentless search for the best deal (he was contactable at all hours and even responded on weekends), we were able to save a lot of money. Thank you!”

Dr Dush Lyer
Anaesthetics Registrar

“The mortgage pros group has truly been a pro group. Highly recommend. Will definitely return if opportunity arise. Eric Yeo has been professional and pro-active to keep me on top of all the documents. He has been very flexible with time, almost 24/7 with prompt response (within mins!). He has patiently explained things again and again. Cant thank eric enough to make this so smooth and easy. Great work”

Dr Kinchung Man
Emergency Registrar

Doctor Home Loan
FAQs

How much can I borrow as a doctor without paying LMI?

We negotiate with leading banks to borrow up to 100% of your home loan value without paying anything in LMI!

Special conditions apply, so make sure you speak with our senior brokers about what conditions you need to meet as a doctor or an allied health medical professional.

What do doctors need in order to qualify for a exclusive home loan rate?

There are a few factors that you as a doctor will typically need to consider in order to qualify for an exclusive home loan rate:

Credit score: Lenders will typically require a good credit score in order to qualify for an exclusive home loan rate.
Income: Lenders will want to see proof of income in order to determine your ability to make mortgage payments. This may include tax returns and other documentation of your income.
Debt-to-income ratio: Lenders will also consider your debt-to-income ratio, which is a measure of how much debt you have compared to your income. A low debt-to-income ratio is generally seen as more favourable by lenders.
Employment history: Lenders will typically want to see a stable employment history to determine your ability to make mortgage payments.

How much cash back do banks offer?

Generally, most lenders’ cash backs are valued at anywhere from $2,000~$4,000. This depends on the market and the lender.

Our brokers are always looking for the best perks for our clients!

Why do doctors get special home loan treatment?

Doctors often receive special treatment when it comes to home loans because the bank or lender considers the occupation to be steady or “safe”.

As a result, mortgage lenders may be more willing to offer special rates or waived fees to doctors to make homeownership more attainable.

This is generally applied to most medical occupations as banks see these professionals as “always in need” roles in society.

Why should I use a mortgage broker instead of going directly to the bank?

As specialist mortgage brokers, we have worked with hundreds of medical professionals to get the absolute best rates on their home loans.

As a result, we have built a strong reputation and forged special relationships with the best lenders in the market.

By using a mortgage broker such as us, we negotiate the best deals for you at no cost. We get paid directly by the banks upon securing the best home loan that works for you. There’s no catch!

I want to proceed! What’s next?

Getting started is super easy!

Simply call us on 1300 886 367 and speak to one of our experienced senior brokers. They will assess your financial position and come back to you within just 24 hours with options on the best deals on the market.

Get Your Best Home Loan Deal In Less Than 24 Hours!

We can present you with your best home loan options for doctors in less than 24 hours! We work 7 days per week, around the clock, getting home loans approved for our clients.

Exclusive DoctorHome Loans

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